NEED A LOAN?

Buying a home? Or Refinancing?

Buying a home requires commitment to taking control of your surroundings and your finances. Our expert loan officers will work with you throughout the home buying process to help make owning your first home as easy as possible.

Things to consider:

Down Payment
Credit score
Debt-to-Income Ratio (there are limits on what you can spend)
Current housing payment vs. proposed housing payment

Buying a Home

First time home buyer? Repeat buyer? We have programs to fit all of your situations. We love finding solutions for your individual needs!

Loan Application

Refinancing

Do you need an interest rate reduction? Do you have equity built to take cash out? Do you have a VA, RD or FHA loan – ask us about a simple streamline refinance.

Learn More

Things We Will Need From You

Pay stubs
Most recent bank statement(s)
Previous 2 yrs. Federal Tax Returns
Previous 2 yrs. W2s/1099s
Photo ID
DD 214 / NGB 22 if Veteran
Divorce Decree (if applicable)
Child Support (if applicable)

USDA Home Loans

USDA Rural Development loans are a great fit for those looking to buy in rural areas – less than 20,000 people in the community.

VA Home Loans

VA home loans are for our men and women who serve. A great option for any qualified service member.

Conventional Home Loans

Conventional loans are a fixed rate product that requires a down payment. The amount of down payment varies for each situation.

FHA Home Loans

FHA loans only require 3.5% down payment, so it’s a great choice if you don’t have enough down payment for Conventional financing.

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You can contact us by filling out the information on this page. We look forward to hearing from you!