Importance Of Choosing the Right Lender
A Realtor Partner of ours recently told us, “You are the only ones who are thorough enough to gather all of the facts before making promises.” That really stuck with us! We pride ourselves on our thorough pre-approvals, loan options, in-house underwriting, and shorter closing times, (we go into a little more detail about all…
Read MoreThe NAR Law Went Into Effect This Month: What You Need to Know
As of August 17th, 2024, a significant change has taken effect in the real estate industry – particularly in how compensation for the buyer’s agent is disclosed. The new NAR Law has altered the Multiple Listing Service (MLS), which no longer displays whether a seller is offering compensation to a buyer’s agent. This change raises…
Read MoreHurdles to Home Ownership
The Olympics are right around the corner…and we can’t wait to tune in! We figured we could stay on theme by discussing frequent “hurdles” to home ownership that those who want to buy have to get over before they can purchase a home. Luckily, we help people all the time get over these hurdles! So,…
Read MoreWorking With RMN is Like a Breath of Fresh Air
Breathe deep and relax! It’s not just the late spring/early summer air that has you feeling relaxed about the home-buying process—that’s the feeling of relief you get when you work with RMN for your home loan. We take pride in the fact that working with us is a different experience than you may get with…
Read MoreHow Accurate are FICO Credit Scores?
The credit scoring industry is a billion-dollar industry, maybe more! You might wonder if a credit score is even necessary and what they are used for. They are important to have and to build, especially when you are looking to buy a home! A credit score is used by lenders to help determine the level…
Read MoreHow Do You Get a Mortgage?
If you’re ready to take the exciting step of becoming a homeowner, we’re here to help. Navigating the process of purchasing a home can feel overwhelming at first, but with the right information and guidance, you can make informed decisions every step of the way. Whether you’re a first-time buyer or looking to upgrade to…
Read MoreIt’s Not an FHA Problem
We’ve been getting a lot of questions about the FHA loan program lately, which we LOVE because it really is a wonderful program. People are looking for the best loan programs that will save them the most money and be the “smartest” choice long-term. We get it! In today’s economy, every little bit does count,…
Read MoreVA Loan Reminders
The VA loan stands out as an exceptional loan program, and it’s one that we LOVE to do because of the benefits it offers qualified service member borrowers. Some qualified candidates are unaware of the program or have received incorrect information from unqualified lenders, causing them to hesitate to use it. A couple of months…
Read MoreDon’t Focus on Interest Rates, Focus on the Overall Payment
As the new year unfolds, it’s a season of resolutions and fresh starts. If homeownership is on your list of aspirations, why wait when you can kick start that journey now? Don’t fall into the waiting game for interest rates to fluctuate—instead, shift your focus to the bigger picture: your overall payment. Take the proactive…
Read MoreHoliday Topics in the Mortgage Lending World
In the whirlwind of the holiday season, we recognize that this time of year can be both crazy and enlightening for many. Amidst the hustle and bustle, it’s not uncommon for important discussions about homes and future plans to surface. We wanted to round up some common holiday topics and themes we see in the…
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