Category: Uncategorized

VA Loan Common Myths

With Memorial Day coming up, we want to take a second to honor the service and sacrifice of our nation’s veterans while also recognizing the wonderful benefits available to them—like the VA loan program. We’re proud to support our service members and their families by providing accurate information and unmatched service, including in-house underwriting that…

Spring Clean Your Finances: Get Ready to Buy a Home This Season

Spring is in the air, which means it’s time for spring cleaning—but we’re not just talking about tidying up your home. April is Financial Literacy Month, so it could be a sign to take a fresh look at your finances and get everything in order before entering the spring or summer home buying market. If…

Appraisal vs. Home Inspection: What’s the Difference?

If you’re planning to buy a home, you’ve probably heard the terms appraisal and home inspection—but did you know they serve completely different purposes? Understanding the difference between the two can help you feel more confident as you navigate the homebuying process. Plus, in some cases, you may even qualify for an appraisal waiver, saving…

We Are Here to CLOSE Loans, Not DENY Them

Let’s address a common misconception about the home loan process. Many people believe it’s rigged, and that lenders and underwriters intentionally complicate the process, approving only those with perfect credit, minimal debt, or high incomes. This couldn’t be further from the truth (for us).  At RMN, our mission is to help people achieve homeownership. We’re…

New Year, New House?

As we step into 2025, many people are setting new goals and resolutions for the year ahead. That might include the exciting step of buying a new home! Whether the holidays have highlighted a need for more space to accommodate a growing family, or downsizing feels like the right move, the start of a new…

2024 Year In Review

Throughout 2024, our blog has explored a wide range of helpful topics and insights. To make things easier, we’ve rounded up some of the most valuable tips, advice, and highlights from the past year—all in one place! These timeless takeaways are just as relevant as we step into the new year. Here are some key…

Thankful to be RMN!

As we enter the season of gratitude, we are reflecting on all the people and programs that help us make the home loan process as smooth as possible—for our customers, Realtor partners, and team members alike.  Each day, we’re thankful for the unique qualities that make RMN shine, and for everyone who makes it possible…

Don’t Focus on Interest Rates, Focus on the Overall Payment

As the new year unfolds, it’s a season of resolutions and fresh starts. If homeownership is on your list of aspirations, why wait when you can kick start that journey now? Don’t fall into the waiting game for interest rates to fluctuate—instead, shift your focus to the bigger picture: your overall payment. Take the proactive…

Holiday Topics in the Mortgage Lending World

In the whirlwind of the holiday season, we recognize that this time of year can be both crazy and enlightening for many. Amidst the hustle and bustle, it’s not uncommon for important discussions about homes and future plans to surface. We wanted to round up some common holiday topics and themes we see in the…

Iowa First-Time Home Buyer Programs

Buying your first home in Iowa can be very expensive and frightening if you have no idea of the available funding you can take advantage of. The entire process would likely include financial conversations and situations you may have never encountered before. Fortunately, the Iowa Finance Authority has created programs for first-time homebuyers. Iowa Finance…