Category: Why Choose RMN

How Do You Get a Mortgage?

If you’re ready to take the exciting step of becoming a homeowner, we’re here to help. Navigating the process of purchasing a home can feel overwhelming at first, but with the right information and guidance, you can make informed decisions every step of the way. Whether you’re a first-time buyer or looking to upgrade to…

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It’s Not an FHA Problem

We’ve been getting a lot of questions about the FHA loan program lately, which we LOVE because it really is a wonderful program. People are looking for the best loan programs that will save them the most money and be the “smartest” choice long-term. We get it! In today’s economy, every little bit does count,…

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Don’t Focus on Interest Rates, Focus on the Overall Payment

As the new year unfolds, it’s a season of resolutions and fresh starts. If homeownership is on your list of aspirations, why wait when you can kick start that journey now? Don’t fall into the waiting game for interest rates to fluctuate—instead, shift your focus to the bigger picture: your overall payment. Take the proactive…

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Holiday Topics in the Mortgage Lending World

In the whirlwind of the holiday season, we recognize that this time of year can be both crazy and enlightening for many. Amidst the hustle and bustle, it’s not uncommon for important discussions about homes and future plans to surface. We wanted to round up some common holiday topics and themes we see in the…

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3 Ways to Avoid a Down Payment

If you’re looking to buy a house soon—but you’re being put off by the thought of saving enough money for a down payment—it’s your lucky day. We’re going to go over ways someone can still purchase and get into a house while avoiding a down payment.  The common myth you might have heard before about…

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VA Loans Myths vs. Facts

The VA loan is one of the most amazing loan programs (one of our favorites) and provides some incredible benefits to qualified service member borrowers. Unfortunately, the VA loan is also known for having a stereotype, especially with first-time homebuyers—or first-time sellers—because of the many myths and lies that exist that are perpetuated by the…

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What Does Diversity, Equity, and Inclusion Mean at RMN?

Diversity, Equity, and Inclusion are popular buzzwords in our industry. Many lenders are moving toward a more inclusive approach and using these words to show clients which way the industry is trending and to indicate themselves as a lender they can trust. We’re excited that these buzzwords are getting more attention in our industry, but…

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Are Government Loans Worthless?

We recently heard that another lender in our area used the word “worthless” in reference to government loans. We couldn’t believe that choice of words over here at RMN because it’s simply not true! It’s no wonder that buyers and Realtors are sometimes confused about financing options! We don’t mean to offend, but if spreading…

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Watch Out: How Easy Is It To Refinance An ARM Loan?

ARM Loans—they’re all the talk right now. But should they be? Before you convince a buyer to take out an ARM loan for their purchase, make sure you both understand the future implications, especially when dealing with refinancing options. We are passionate about putting out correct information, whether you work with us or not, so…

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Don’t Trust “Liar” Interest Rates

Interest rates are always a HOT topic, but you need to make sure you are getting accurate information! Yes, rates are important, but there is always fine print!  Weekly Rate Sheets Some local competitors send out a weekly rate sheet. Realtors occasionally ask why we don’t send out a rate sheet. It’s a great question,…

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