Back-to-School and Busy Schedules: How RMN Makes Home Buying Easy This Fall
With school back in session, fall sports and activities ramping up, and calendars filling quickly, it can feel overwhelming to add “buy a home” to the to-do list. We understand how hectic this season can be. That’s why we’re here to make the home buying process as smooth and stress-free as possible. We pride ourselves on standing out from other lenders because our #1 goal is to make the process as streamlined and as easy for our clients. Here is how!
We Know the Market
You don’t have to waste time with someone who isn’t familiar with your local market. We live and work in the communities we serve. That means we understand local market trends and what sellers and Realtors expect. We can also offer you local benefits, such as grants and programs through the Iowa Finance Authority that online lenders or out of state lenders just can’t. This saves time and money for everyone!
Pre-Approvals That Are Right the FIRST Time!
Our level of review on pre-approvals is incredibly thorough. We take the time to analyze all details of each file upfront. Our expertise and attention to detail enable us to catch and resolve issues before our borrowers have an accepted offer rather than waiting for the problem to be discovered during underwriting, after the appraisal has been completed.
When you get a pre-approval from us, you know you are good to go and can make an offer on your dream house with confidence!
Clear and Consistent Communication
When life gets busy, you don’t have time to chase down answers. We are available when you need us. To be honest, we’re either glued to our phones or our laptops, even if we aren’t physically in the office.
From your first conversation through closing day, our team is committed to answering every question, explaining your options, and keeping you updated every step of the way. We’re your cheerleaders through this process! We will get you to the finish line.
A Streamlined Process That Works for You
We’ve built a process designed with busy lives in mind. Our in-house underwriter helps keep everything moving efficiently, which makes approvals much smoother. If there’s a question about your loan, we are steps away from our underwriters door to get quick answers and resolve any issues—before they even arise. Lenders who don’t have an in-house underwriter can have delays between all the emails and calls it takes to answer simple questions!
With our process, you can focus on your family, work, and fall activities without worrying about whether your mortgage is on track.
We Work Quickly and Efficiently!
Need to get into your home sooner than later? We get it! With us, you can expect fast closings, often in 30 days or less. That speed can make all the difference when you are ready to get into your new home and settle in before the holiday season creeps up to make life even crazier!
Every Loan Option, Upfront
One of the biggest stressors in buying a home is wondering if you’re getting the right loan—or if there are better options out there. At RMN, we remove the guesswork. From the start, we present all the loan options available to you (VA, FHA, Conventional, USDA) including add-ons through the Iowa Finance Authority (IFA). Even better, no loan program takes any longer than another!
You’ll never have to shop around or wonder if you’re missing out, because with us, you have all the choices in one place! Definitely saves time when you factor in “shopping” around for different lenders because you want to hear about all your options!